Affordable insurance starts with an easy quote
Home Cyber Insurance (or Personal Cyber Protection) is a specialized coverage designed to protect individuals and families from the financial fallout of digital threats. While commercial cyber policies protect businesses, this personal coverage steps in when a hacker holds your family photos for ransom, steals your identity to open fraudulent loans, or when a child becomes the victim of severe cyberbullying. It provides the funds for data restoration, legal guidance, and even psychological counseling.
The average home now has more connected devices than occupants, creating dozens of entry points for criminals. From “smart” baby monitors to cloud storage accounts, your digital footprint is a target. The Cybersecurity and Infrastructure Security Agency (CISA) warns that individuals are increasingly targeted by ransomware attacks previously reserved for corporations. If a cybercriminal locks your personal laptop and demands $5,000 in Bitcoin to release your tax documents and photos, a standard homeowners policy offers zero assistance. Personal Cyber Insurance is the only safety net that pays the ransom (when necessary) and covers the cost to restore your digital life.
We build policies that protect your data, your finances, and your family’s reputation.
Most direct quotes only cover the basics in the left column. We shop multiple carriers to secure the critical add-ons in the right column that actually protect your livelihood.
| Feature | Identity Theft Protection (LifeLock, etc.) | DAG Personal Cyber Insurance |
|---|---|---|
| Credit Monitoring | ✔ Included | ✔ Included (Most Policies) |
| Ransomware Payments | ✖ Excluded | ✔ Covered (Up to Limit) |
| Data Restoration Costs | ✖ Excluded | ✔ Covered (IT Experts) |
| Cyberbullying Expenses | ✖ Excluded | ✔ Covered (Therapy/Legal) |
“How much does personal cyber insurance cost?” It is one of the most affordable protections available, typically offered as an endorsement to your Homeowners policy.
Cyber risk is technical and confusing. You need an agent who can explain the difference between “phishing” and “ransomware.” “Independent Means Multiple Choices.”
Experience the confidence shared by the professionals we protect, and let us turn these options into a clear, comprehensive protection plan for you.
Headquartered in Overland Park, KS and serving clients across multiple states, our team provides straightforward guidance to help you make informed insurance decisions.
If you’re comparing insurance options or reassessing your current coverage, we’ll help you evaluate what you have, identify potential gaps, and find a path forward that makes sense for your situation.
Headquartered in Overland Park, KS, with licensed support across the Midwest, South, Northeast, and West.
Hover, tap, or click a licensed state to see where we can help with coverage.
Meet the people who make coverage guidance feel clearer, faster, and more personal.
Use the arrows or swipe to browse the team.
1 of 2
We’re here to help you explore your coverage options tailored to your needs.
Request Quote
Have specific questions? Our independent agents are ready to assist you directly.
Our team has the skills, experience, and readiness to help our customers.
We value getting to know our customers and helping them make their insurance dreams a reality.
We love to learn more to help our customers make the insurance process easier.
