Affordable insurance starts with an easy quote
Directors and Officers (D&O) Liability Insurance protects the personal assets of corporate directors, officers, and their spouses in the event they are personally sued by employees, vendors, competitors, investors, or other parties for actual or alleged wrongful acts in managing a company. It provides the legal defense costs and indemnity coverage necessary to protect your leadership team’s personal wealth from corporate litigation.
Leadership requires difficult decisions, and those decisions can lead to lawsuits. The Insurance Information Institute (III) reports that shareholders and regulatory bodies are increasingly active in holding individual executives accountable for company performance or compliance failures. Without D&O coverage, a board member’s home, savings, and personal investments could be seized to satisfy a legal judgment against the company.
We tailor D&O policies to match the specific governance structure of your organization.
Most direct quotes only cover the basics in the left column. We shop multiple carriers to secure the critical add-ons in the right column that actually protect your livelihood.
| Protection Level | Standard General Liability | D&O Liability Policy |
|---|---|---|
| Shareholder Lawsuits | ✖ Excluded | ✔ Covered |
| Regulatory Investigations | ✖ Excluded | ✔ Covered |
| Personal Asset Protection | ✖ No | ✔ Yes (Critical) |
| Creditor Suits | ✖ Excluded | ✔ Covered |
“How much does D&O insurance cost?” Costs are influenced by your company’s revenue, debt load, and industry stability.
Executive risk requires specialized underwriting. “Independent Means Multiple Choices.”
Experience the confidence shared by the professionals we protect, and let us turn these options into a clear, comprehensive protection plan for you.
Headquartered in Overland Park, KS and serving clients across multiple states, our team provides straightforward guidance to help you make informed insurance decisions.
If you’re comparing insurance options or reassessing your current coverage, we’ll help you evaluate what you have, identify potential gaps, and find a path forward that makes sense for your situation.
Headquartered in Overland Park, KS, with licensed support across the Midwest, South, Northeast, and West.
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