Does insurance cover your boat if it needs to be towed?
It’s the last thing you’d want as a boat owner, but breakdowns can happen. With towing and assistance coverage, expenses for assistance like towing or refueling may be covered.
What if an uninsured/underinsured boater damages your boat?
If you have uninsured/underinsured boater coverage, your insurance may pay for physical and bodily injury damages, as well as medical expenses if the boater that caused the accident does not have enough or any insurance.
Does watercraft insurance cover stolen items from your boat?
If you store personal belongings on your boat, you need personal property and unattached equipment coverage, which may pay for replacement costs should they be stolen.
Optional add-ons to your boat insurance policy.
One optional element of watercraft insurance is coverage for theft of or damage to your personal possessions kept or used on your boat. This is well worth considering when you think about the costs of sports or fishing equipment and expensive gadgets. You can also get optional boat towing and assistance coverage that protects you against the costs that come up if your boat breaks down while out on the water.
Spending time on the water is fun, and having watercraft insurance may help bring you peace of mind. Contact us to go over the coverage options for your specific boat or watercraft.
