Travel Insurance

Travel Insurance is a short-term policy designed to protect you from the financial risks associated with domestic and international travel. It goes beyond simple flight cancellation; it provides a safety net for medical emergencies abroad, lost baggage, and unexpected trip interruptions. It is the guarantee that a sudden illness or family emergency won’t result in the loss of your non-refundable trip investment.

The “Risk Reality”: Medical Emergencies Abroad

Most U.S. health insurance plans, including Medicare, provide little to no coverage outside the country. If you break a leg in Europe or suffer a heart attack in the Caribbean, you are responsible for the bill. The U.S. Department of State specifically advises travelers that medical evacuation can cost upwards of $100,000, a cost that must be paid upfront without proper travel insurance.

Travel Insurance Coverage

We offer comprehensive plans that cover both your financial investment and your physical well-being.

Travel Insurance Cost

“How much does travel insurance cost?” The price is generally calculated as a percentage of your total trip cost and depends on your age.

• General Rule: Industry market data indicates that a comprehensive travel insurance policy typically costs between 4% and 10% of your total non-refundable trip expenses.
• Age Factor: Older travelers pay higher premiums due to increased medical risk, but the coverage is even more critical for this demographic.
• CFAR Costs: Adding “Cancel For Any Reason” flexibility typically increases the premium by about 40-50%, but allows you to cancel for reasons not listed in the standard policy.

The “Independent Difference”: Why Dream Assurance?

Don’t rely on the tick-box offered by the airline at checkout. Those policies are often riddled with loopholes. “Independent Means Multiple Choices.”

• Compare Top Providers: We access top carriers like IMG and Seven Corners to find the plan that fits your specific destination and activities (e.g., adventure sports coverage).
• Claims Advocacy: Getting stuck abroad is stressful. Our team can help guide you on who to call and what documentation you need to file a successful claim.
• Annual Plans: Frequent traveler? We can find Annual Multi-Trip policies that cover you for an entire year, saving you the hassle of buying a policy for every trip.

 
Experience the confidence shared by the professionals we protect, and let us turn these options into a clear, comprehensive protection plan for you.

Dream Assurance

5.0

Based on 158 reviews

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Leslie Franke

17:49 13 Apr 26

Addison was great he was able to match me with the exact insurance policy that I needed at a cost I can afford!!!

Alex D

13:49 07 Apr 26

The insight was unmatched by any other insurance company. I’ll be using them for all my insurance needs.

G Clark

16:19 04 Apr 26

I’ve had a fantastic experience with Dream Assurance. From the very beginning, Kurtis made the process of choosing a plan straightforward and stress-free.

Robert Anderson

20:36 23 Mar 26

If you’re looking for real people that handles your needs fast then dream assurance is the way to go. Micheal Moran is probably the best insurance agent I’ve ever had. No matter the time or day, he finds a way to respond back. Not to mention we’re in two different time zones and he works like we’re in the same state. I wish I could give them more stars. Forgot to mention they’ll beat any insurance rates you find!!!

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