We Shop Multiple Carriers For You
As an independent agency, we compare rates and coverage across several top-rated carriers. You see your options side by side — we explain what's actually different and why it matters.
Dream Assurance Group is an independent insurance agency based right here in Overland Park. We work with a broad network of carriers so we can shop coverage on your behalf — whether you're protecting your home, your vehicles, your family's future, or your business.
Because we're not tied to a single company, our recommendations are based on what actually fits your situation — not what any one insurer happens to offer.
As an independent agency, we compare rates and coverage across several top-rated carriers. You see your options side by side — we explain what's actually different and why it matters.
Many of our clients insure both their household and their business through us. Having everything in one place makes renewals, changes, and claims significantly easier to manage.
A low premium doesn't always mean good protection. We review your declarations page, check liability limits, flag common gaps, and walk you through any deductible or endorsement decisions that could affect a real claim.
We offer extended weekday and weekend hours, eSignature for paperwork, multilingual support, and ongoing claims assistance — all from our Overland Park office.
We ask about your current coverage, any assets or liabilities tied to property or contracts, and what's changed since your last policy review.
We pull quotes from multiple carriers and walk you through what's different — limits, deductibles, endorsements, and real-world claim implications — not just the monthly number.
Once your policy is in place, we remain your point of contact for renewals, mid-term changes, certificates, and claims guidance.
Ready to get started? We're available by phone, online, or in person at our Overland Park office.
Whether you're protecting your family, your home, or your business, our Overland Park team helps you find the right coverage at a price that makes sense. We work with multiple carriers so we can give you a real comparison — not just a single quote from a single company.
Good personal insurance coverage isn't just about the lowest monthly premium — it's about making sure you're actually protected when something goes wrong. We take time to understand how you live, what you own, and what risks you're exposed to in Kansas before recommending a policy structure.
When it comes to car insurance, most people want to know they're covered if something serious happens — not just that they have the state minimum. We review your full protection, not just the monthly price. Key factors we look at include:
Explore our Auto Insurance coverage options.
Homeowners in Kansas face real weather risks — hail, wind, and severe storms can cause significant damage that an underinsured policy won't fully cover. We focus on accurate rebuild cost estimates and Kansas-specific coverage considerations. Key points we review:
Review our Homeowners Insurance options.
Renting or living in a condo doesn't mean you're covered by your landlord or HOA's policy. We help tenants and unit owners in the Overland Park area build coverage that fits their lease or HOA requirements and protects their personal belongings and liability.
For life and umbrella coverage, we help you estimate needs, compare options, and choose protection that fits your long-term goals.
If you're bundling home and auto, we'll model the combined quote and show you how much you save — and whether the bundled policy actually covers what you need.
Running a business in Overland Park means managing real risk — contracts, employees, commercial property, vehicles, and professional liability all need to be covered properly. We work with small businesses, growing companies, and industry-specific operations across the Kansas City metro area to build coverage that holds up when it's needed.
If your business has specific certificate requirements, lease obligations, or client contract stipulations, we can tailor your coverage package to meet them — and make sure you're not paying for layers you don't need.
Our Overland Park agents are licensed, experienced, and genuinely invested in making sure you have the right coverage — not just a policy that gets filed away. Whether you're a first-time buyer or reviewing a portfolio you've had for years, we have agents who specialize in both personal and commercial lines.
Most people who call our office are either comparing rates, dealing with a gap they found in their current policy, or looking for someone they can actually reach after buying. Here's what they typically tell us makes the difference:
Dream Assurance Group is headquartered in Overland Park, Kansas. Our office at 9200 Indian Creek Pkwy serves clients in Overland Park, the broader Kansas City metro, and additional states where we hold active insurance licenses. Remote service is available for clients outside the local area.
Yes. Our office is at 9200 Indian Creek Pkwy, Suite 100, Overland Park, KS 66210. We're open Monday through Friday 8 AM to 8 PM and Saturdays 9 AM to 6 PM. Walk-ins are welcome, though appointments are recommended for policy reviews and new quotes.
Our physical office is in Overland Park, but we serve clients throughout Kansas and in other states where Dream Assurance holds active licenses. For most transactions — quoting, renewals, mid-term changes — we can work entirely by phone, email, or eSignature.
We cover most personal insurance lines: auto, homeowners, renters, condo, umbrella, life and annuities, high-net-worth, motorcycle, boat, RV, ATV, pet, jewelry, and individual health insurance. We also handle home and auto bundles and can model how bundling affects your total premium and coverage.
Yes. We work with businesses of all sizes across a range of industries. Coverage options include general liability, commercial property, Business Owner Policies (BOP), commercial auto, workers' compensation, professional liability (E&O), directors and officers (D&O), and many industry-specific programs. If you have certificate or contract requirements, we can structure a package to meet them.
Yes, and we recommend starting there. Comparing quotes without first reviewing your existing policy can lead to what looks like a better deal but actually has lower limits or removed endorsements. We look at your current declarations, flag any gaps, and then build a comparison that's truly apples to apples.
For most personal policies, proof of insurance is available same day once your policy is bound. For commercial certificate requests, turnaround depends on the carrier and line of business, but we prioritize urgent requests and communicate clearly on timeline if something requires additional underwriting review.
Often yes, but the answer depends on the specific carriers and your coverage needs. Bundling home and auto through the same company usually brings a multi-policy discount, but it's worth comparing both the premium reduction and the coverage quality before committing. We model both scenarios so you're not just guessing.
Yes. Dream Assurance Group holds an active insurance license in Kansas and operates out of our Overland Park office. We are also licensed in multiple other states, which allows us to serve clients who have moved, own property in another state, or need multi-state commercial coverage.
Yes. We consider claims advocacy part of what we do — not an add-on service. If you need to file a claim, we'll help you understand the process, communicate with your carrier, and make sure your claim is handled properly. You can reach us directly rather than navigating the carrier's call center alone.
Call us at 618-657-7525 or submit a quote request online. If you already have insurance, sharing your current declarations page helps us run a faster, more meaningful comparison. Most initial conversations take about 15 minutes.
If you need immediate help, contact our team through one of these options.
Dream Assurance is the overland park insurance agency for Kansas families and businesses that want straightforward advice, strong coverage options, and responsive local service.
Experience the Value of
an Independent Agency
