Affordable insurance starts with an easy quote
Ocean Marine Insurance is one of the oldest forms of protection, covering ships, cargo, and transport liabilities across international waters. It provides financial security for goods in transit, the vessels that carry them, and the liabilities that arise from maritime operations. Whether you are an importer, exporter, or vessel owner, this coverage ensures your supply chain remains unbroken.
Maritime law contains a terrifying concept called “General Average.” If a captain must jettison cargo to save the ship during a storm, all cargo owners—even those whose goods were safe—must split the cost of the lost cargo. The World Shipping Council reports that hundreds of containers are lost at sea annually. Without Ocean Marine insurance, your business could be forced to pay thousands of dollars for someone else’s lost freight just to release your own goods.
We build comprehensive marine packages that cover the goods, the hull, and the liability.
Most direct quotes only cover the basics in the left column. We shop multiple carriers to secure the critical add-ons in the right column that actually protect your livelihood.
| Risk Area | General Liability | Ocean Marine Policy |
|---|---|---|
| Goods at your warehouse | ✔ Covered | ✖ Excluded (Usually) |
| Goods on the water | ✖ Excluded | ✔ Covered |
| Vessel Collision Liability | ✖ Excluded | ✔ Covered |
| Crew Injuries (Jones Act) | ✖ Excluded | ✔ Covered (P&I) |
“How much does ocean marine insurance cost?” Costs are generally calculated as a percentage of the shipment value or the vessel’s hull value.
Maritime insurance is global and complex. “Independent Means Multiple Choices” connects you with carriers who understand international incoterms.
Experience the confidence shared by the professionals we protect, and let us turn these options into a clear, comprehensive protection plan for you.
We’re here to help you explore your coverage options tailored to your needs.
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Have specific questions? Our independent agents are ready to assist you directly.
Our team has the skills, experience, and readiness to help our customers.
We value getting to know our customers and helping them make their insurance dreams a reality.
We love to learn more to help our customers make the insurance process easier.
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