Affordable insurance starts with an easy quote
Professional Services Insurance also known as Errors and Omissions (E&O), is the primary defense for any business that provides advice, consulting, or specialized services. While General Liability covers physical accidents, this policy covers your expertise. It pays for legal defense and settlements if a client claims your service was negligent, inaccurate, or caused them a financial loss.
In a service economy, dissatisfaction often leads to litigation. You don’t have to be wrong to be sued; you just have to have a client believe you were wrong. The Small Business Administration (SBA) notes that the cost of litigation can destroy a small business, with average liability suits costing tens of thousands in defense fees alone. If you advise a client on a strategy that fails, they may look to you to recoup their losses. E&O insurance ensures your business assets aren’t liquidated to pay for a lawyer.
We structure policies for everyone from management consultants to interior designers.
Most direct quotes only cover the basics in the left column. We shop multiple carriers to secure the critical add-ons in the right column that actually protect your livelihood.
| Feature | General Liability | Professional Liability (E&O) |
|---|---|---|
| Client trips in office | ✔ Covered | ✖ Excluded |
| Bad advice costs client money | ✖ Excluded | ✔ Covered |
| Missed deadline suit | ✖ Excluded | ✔ Covered |
| Copyright infringement | ✖ Excluded | ✔ Covered (Media policies) |
| Employee theft | ✖ Excluded | ✖ Excluded (Need Crime Bond) |
“How much does professional liability insurance cost?” It varies by industry risk. A wedding planner pays less than a structural engineer.
A “one-size-fits-all” policy leaves gaps. Dream Assurance Group ensures your policy matches your profession. “Independent Means Multiple Choices.”
Experience the confidence shared by the professionals we protect, and let us turn these options into a clear, comprehensive protection plan for you.
We’re here to help you explore your coverage options tailored to your needs.
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Have specific questions? Our independent agents are ready to assist you directly.
Our team has the skills, experience, and readiness to help our customers.
We value getting to know our customers and helping them make their insurance dreams a reality.
We love to learn more to help our customers make the insurance process easier.
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