Affordable insurance starts with an easy quote
Pet Insurance is a health plan for your furry family members, ensuring that financial constraints never dictate the quality of care they receive. Unlike human insurance, this reimbursement-based coverage is straightforward: you visit any licensed vet, pay the bill, and get paid back. It provides a critical safety net against unexpected accidents, hereditary conditions, and severe illnesses that can cost thousands of dollars.
No pet owner wants to imagine choosing between their bank account and their pet’s life. Yet, as the AVMA reports rising costs in veterinary medicine (including advanced treatments like MRIs and cancer therapies), “Economic Euthanasia”—putting a pet down because treatment is unaffordable—is a tragic reality. Roughly 1 in 3 pets will need emergency care this year. A comprehensive policy transforms a catastrophic $5,000 vet bill into a manageable $500 deductible, ensuring your best friend gets the gold standard of care they deserve.
Puppies eat things they shouldn’t; senior cats develop chronic conditions. We match your pet’s life stage and breed risks with the carrier that offers the best long-term protection.
Select your pet type below to instantly start a custom quote for your companion.
Curious noses and active lifestyles lead to higher accident risks.
Common Breeds Golden Retrievers, Frenchies, Labs, Doodles
Masters of hiding illness, cats often require expensive diagnostics when sick.
Common Breeds Domestic Shorthair, Maine Coon, Siamese
Specialized care for specialized pets requires a specialized policy.
Common Types Parrots, Bearded Dragons, Guinea PigsWe design Pet Insurance policies that cover the “What Ifs” of pet ownership, focusing on unexpected medical costs rather than routine kibble.
Cheap plans often cap payouts or exclude exam fees. We shop carriers like Nationwide and Safeco to find policies that pay up to 90% of the bill and never cap your annual benefits.
| Feature | Basic “Budget” Plan | The “Dream” Protection Plan |
|---|---|---|
| Annual Limit | ✖ Capped ($2k – $5k) | ✔ Unlimited Annual Payouts |
| Reimbursement Rate | ✖ Low (50% – 70%) | ✔ High (80% – 90%) |
| Exam Fees | ✖ Excluded ( You pay $50-$100) | ✔ Included in Coverage |
| Hereditary Conditions | ✖ Limited / Excluded | ✔ Full Coverage |
“How much is it?” Premiums are based on your pet’s breed, age, and location. Insuring them while young locks in lower rates and avoids pre-existing condition exclusions.
Not all pet insurance is created equal. Some require you to pay vastly more upfront. At Dream Assurance Group, “Independent Means Choice.” We compare policies to find the sweet spot between cost and coverage.
Experience the confidence shared by the pet parents we protect, and let us turn these options into a clear, comprehensive protection plan for you.
We’re here to help you explore your coverage options tailored to your needs.
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Have specific questions? Our independent agents are ready to assist you directly.
Our team has the skills, experience, and readiness to help our customers.
We value getting to know our customers and helping them make their insurance dreams a reality.
We love to learn more to help our customers make the insurance process easier.
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