Affordable insurance starts with an easy quote
Engineer Insurance is a critical risk management tool for structural, civil, mechanical, and electrical engineers. The core of this protection is Professional Liability (E&O), which covers claims alleging that a calculation error, design flaw, or failure to inspect resulted in financial loss, injury, or property damage. Given the scale of modern infrastructure, a single decimal point error can lead to multi-million dollar liabilities.
Engineers are held to an incredibly high standard of care. According to the National Society of Professional Engineers (NSPE), the complexity of modern construction projects has increased the frequency of litigation against engineers for delays and design deficiencies. Without adequate coverage, your firm could be liable for the entire cost of retrofitting a building or repairing a structural failure.
We build comprehensive insurance towers that protect your firm from the drafting table to the job site.
Most direct quotes only cover the basics in the left column. We shop multiple carriers to secure the critical add-ons in the right column that actually protect your livelihood.
| Risk Area | General Liability Only | Engineer Professional Liability |
|---|---|---|
| Structural Failure Liability | ✖ Excluded | ✔ Covered |
| Calculation Errors | ✖ Excluded | ✔ Covered |
| Site Visitor Injury | ✔ Covered | ✖ Excluded |
| Contractual Liability | ✖ Limited | ✔ Covered |
“How much does engineer insurance cost?” Premiums reflect the high potential severity of claims in this industry and are typically based on annual billings and discipline.
Engineering requires precision. So does your insurance coverage. “Independent Means Multiple Choices.”
Experience the confidence shared by the professionals we protect, and let us turn these options into a clear, comprehensive protection plan for you.
We’re here to help you explore your coverage options tailored to your needs.
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Have specific questions? Our independent agents are ready to assist you directly.
Our team has the skills, experience, and readiness to help our customers.
We value getting to know our customers and helping them make their insurance dreams a reality.
We love to learn more to help our customers make the insurance process easier.
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